Buyers

Benefits Of The Terri Penrod & Associates Team:

  • Will share knowledge of the local real estate market
  • Assist buyers in the pre-approval process if needed
  • Listen to our buyers “wants and needs”
  • Find the best suited home for them and give guidance along the way
  • Stay in contact with the buyer and lender throughout the entire buying process
  • Keep in touch with our buyer and follow-up after the closing

With a combined business experience of almost thirty years, we pride ourselves in having a unique level of local real estate market insight and expertise. Our team has assisted many buyers in purchasing their very first home.  If you are a buyer that needs to move up in size, downsize, relocate to the area, or purchase that final retirement home, the Terri Penrod & Associates Team welcome the opportunity to make that happen!

 

Buyer’s Tips:

  • Assess your needs and wants in a home
  • Begin your search online at www.terripenrod.com
  • Visit with a lender and get preapproved before personally viewing
    any properties – See Local Lenders Below
  • Make a list of questions/concerns for your realtor when you meet
  • Contact the Terri Penrod & Associates Team to help you find the perfect home!

Mortgage Calculator

Purchase price
Please enter here the amount you expect to pay for a home.
Enter a value
Down payment
Down payment is cash that you pay upfront for your home.
0.0%
Enter a value
Term in years
Number of years you have to pay.
years
Enter a value
Interest rate (per year)
The percentage of interest that you will pay on your mortgage for a specific term.
%
Enter a value
Property tax
Enter your property tax here if you know it.
per year
Enter a value
Home insurance
Most lenders require home insurance. Enter its price here.
per year
Enter a value
PMI
PMI is Private Mortgage Insurance which is usually required to pay if your Down payment less than 20%.
per month
Enter a value

Your total monthly payment


$

Principal & Interest
$
Home insurance
$
Property taxes
$
PMI
$

Local Lenders


Peggy Kelley
573-334-1010
Cell:  573-270-8226

EMAIL

Kevin Denton
573-290-2560
Cell:  573-225-6677

EMAIL

Brenda Clary
573-334-9000
Cell:  573-837-8670

EMAIL

FIRST STATE COMMUNITY BANK

Everett Cassady
573-339-0303
Cell:  573-579-7173

EMAIL

Monica Waldon
573-986-5525
Cell:  573-576-2606

EMAIL